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Contacting the 3 Major Credit Bureaus
Jul 16, 2004

There are three major credit bureaus who provide ratings or "credit scores" to merchants and lenders when you apply for credit with them. Experts recommend that you should periodically contact them to find out your own credit record.


Here's how to contact the three major credit bureaus to ask about or obtain your credit report or credit score, alert creditors to a possible fraud using your name, or for any other reason:

Equifax:
800-685-1111 (general) or 800-525-6285 (fraud)
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com

Experian:
888-397-3742 (general and fraud)
PO Box 2002
Allen, TX 75013
www.experian.com.

TransUnion:
800-888-4213 (general) or 800-680-7289 (fraud)
P.O. Box 2000
Chester, PA 19022
www.transunion.com.

Note: To "opt out" or remove your name and address from mailing lists provided by these three credit bureaus and another nationwide company (Innovis) to marketers, call toll-free 888-567-8688.

Related Article: Keeping Your Credit Score High >>