GLOSSARY
| Payment Cap Payment due date Penalty APR Penalty Fees Periodic Rate Permissable purpose Personal Credit Personal credit history Personal Identification Number PIN PITI Point-of-Sale Points Pre approved line of credit Prepayment penalty Previous balance Prime Rate Principal Private label cards Promotional inquiry Public record |
GLOSSARY TERMS by Alpha # | A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z Periodic RateBased on how your credit card issuer calculates your finance charges, this is your interest rate described in relation to a certain amount of time. For example, a monthly periodic rate is the cost of credit per month; the daily periodic rate is the cost of credit per day.
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