GLOSSARY

Payment Cap Payment due date Penalty APR Penalty Fees Periodic Rate Permissable purpose Personal Credit Personal credit history Personal Identification Number PIN PITI Point-of-Sale Points Pre approved line of credit Prepayment penalty Previous balance Prime Rate Principal Private label cards Promotional inquiry Public record
GLOSSARY TERMS by Alpha
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Prime Rate

The Prime Rate, published daily in the nation's leading financial publications, is a financial index offered by some of the U.S.'s largest banks reflecting the current domestic and world economies. The Prime Rate is the base rate for most variable APRs (expressed as the Prime Rate + another set rate). In fact, the continual fluctuation of the Prime Rate is what makes some APRs "variable".

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