GLOSSARY

Fair Credit Billing Act (FCBA) Fair Credit Reporting Act (FCRA) Fair Debt Collection Practices Act (FDCPA) Federal Reserve Fees FICO Finance Charge Finance company Financial Assistance Agency Fixed Rate Fraud alert Free period
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Fair Debt Collection Practices Act (FDCPA)

Prohibits debt collectors from unfair, deceptive, or abusive practices when collecting debts.

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