Chapter 13 bankruptcy

GLOSSARY

Capital Capital / cash reserves Card holder agreement Cash advance Cash advance APR Cash advance fee Chapter 11 bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Charge card Charge-off Closing Costs Closing date Co-signed account Co-signer Collateral Collection account Collection agency Consolidation loan Consumer credit counseling service Consumer debt Consumer statement Convenience check Credit Credit Bureau Credit card Credit card issuer Credit Clinic Credit Counseling Credit file Credit fraud Credit history Credit limit Credit line Credit Repair Agency Credit repair company Credit Report Credit risk Credit Score Credit Union Creditor Creditworthiness

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One of two types of consumer bankruptcy. In a Chapter 13 bankruptcy the debtor is allowed an extended time (usually 3-5 years) to repay part or all of the outstanding debts, and is allowed to keep their assets. This type of bankruptcy remains on a personal credit report for 7 years.

Previous Term: Chapter 11 bankruptcy
Next Term: Chapter 7 bankruptcy

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