GLOSSARY

Fair Credit Billing Act (FCBA) Fair Credit Reporting Act (FCRA) Fair Debt Collection Practices Act (FDCPA) Federal Reserve Fees FICO Finance Charge Finance company Financial Assistance Agency Fixed Rate Fraud alert Free period
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Finance Charge

This is the charge for using your credit card, including interest costs and any additional fees (such as balance transfer, cash-advance, or over-the-limit fees.)

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