GLOSSARY

Fair Credit Billing Act (FCBA) Fair Credit Reporting Act (FCRA) Fair Debt Collection Practices Act (FDCPA) Federal Reserve Fees FICO Finance Charge Finance company Financial Assistance Agency Fixed Rate Fraud alert Free period
GLOSSARY TERMS by Alpha
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Fixed Rate

An APR term not explicitly tied to changes in other interest rates. Keep in mind that this rate can also change, but typically not with the frequency of a variable rate. Also, the card issuer is required to notify you before changing your rate, to give you the opportunity to cancel your card. Your APR may also be subject to change based on the timeliness of your payments.

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